AAX Privacy Policy

법률 및 개인정보

In this Privacy Notice, 'AAX' or 'we' or 'our' refers to AAX Limited incorporated under the International Business Companies Act of 1994 of the Republic of Seychelles.'Platform' collectively refers to our website at www.aax.com, our application(s), our application programming interfaces ('APIs'), our notifications and any information or content appearing therein (collectively known as our 'Platform').This Privacy Policy sets out:

the information we collect about you ('user' or 'you' or 'your') when you visit www.aax.com , use our Platform or services, or otherwise interact with us;

how we use, share, store, and secure the information; and

how you may access and control the information.

This Privacy Policy should be read in conjunction with our Cookies Notice to understand the cookies we use and how you may delete or adjust your cookie settings.

1.What information we collect about you

1.1.

We collect the following types of information about you: (a) account and profile information and documents that you provide when you register for an account or sign up for our products or services, for example name, username, similar identifier, other personal description, occupation, date of birth, address, email address, phone number, identification number, income and wealth information (collectively known as 'Account Data'); (b) information you provide through support channels, for example when you report a problem to us or interact with our support team, including any contact information, documentation, or screenshots (collectively known as 'Support Data'); (c) communication, marketing, and other preferences that you provide us when you participate in a survey or a questionnaire that we send you (collectively known as 'Preference Data'); (d) details of any transactions, purchases, or orders that you've made with us (collectively known as 'Transaction Data'); (e) payment information, for example bank account information or payment details (collectively known as 'Financial Data'); (f) information about your device or connection, for example your internet protocol (IP) address, log-in data, browser type and version, time-zone setting, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access our products or services and information we collect through cookies and other data collection technologies (please read our Cookies Policy for details) (collectively known as 'Technical Data'); and (g) Information about your use of or visit to our Platform, for example your clickstream to, through, and from our Platform, products you viewed, used, or searched for, page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), or methods to browse away from the page (collectively known as 'Usage Data').The data set out in paragraph 1.1(a) to (g) are collectively known as 'Personal Information' and it refers to any aforesaid data, information, or combination of data and information that is provided by you to us, or through your use of our products or services, that relates to an identifiable individual.

1.2.

We collect your Personal Information when you provide it to us or when you use or visit our Platform. We may also receive your Personal Information from other sources, including: (a) our personnel, agents, advisors, consultants, and contractors based in global in connection with our operations or services, for example our staff engaged in the fulfilment of your order, processing of your payment, and provision of support services; (b) our group companies or overseas offices that provide information technology services and system administrative services; and

1.3.

We do not collect sensitive data or special category data about you. This includes details about your race, ethnic origin, politics, religion, trade union membership, genetics, biometrics, health, or sexual orientation.

1.4.

You may decide not to provide your personal information to us, however this may restrict some services that may be available to you on the AAX Platform.

2.How we use information we collect

2.1.

We will only use your Personal Information where the law allows us to. We use your Personal Information only where: (a) we need to perform the contract or agreement we have entered into (or are about to enter into) with you, including to use our Services, to provide customer support and personalised features, and to protect the safety and security of our Platform; (b) it satisfies a legitimate interest which is not overridden by your fundamental rights or data protection interests, for example for research and development, and in order to protect our legal rights and interests (c) you've given us consent to do so for a specific purpose, for example we may send you direct marketing materials or publish your information as part of our testimonials or customer stories to promote our products or services with your permission; or (d) we need to comply with a legal or regulatory obligation.

2.2.

If you have given us consent to use your Personal Information for a specific purpose, you have the right to withdraw your consent any time by contacting us (please refer to paragraph 10 for contact information), but please note this will not affect any use of your information that has already taken place.

2.3.

We do not share your Personal Information with any company outside our group for marketing purpose, unless we have your express specific consent to do so.

2.4.

For visitors to or users of our Platform who are located in the European Union, we have set out our legal bases for processing your information in the Legal Bases Table at the end of this policy.

3.How we share information we collect

3.1.

We share information with third parties that help us operate, provide, support, improve, and market our products and services, for example third-party service providers who provide website and application development, data storage and backup, infrastructure, payment processing, customer support, business analytics, Anti-Money Laundering ('AML') and Know Your Customer checks ('KYC') and other relevant services.

3.2.

Third-party service providers have access to your Personal Information only for the purpose of performing their services and in compliance with applicable laws and regulations. We require these third-party service providers to maintain confidentiality and security of all Personal Information that they process on our behalf and to implement and maintain reasonable security measures to protect the confidentiality, integrity, and availability of your Personal Information.

3.3.

We take reasonable steps to confirm that all third-party service providers that we engage process Personal Information in the manner that provides at least the same level of protection as is provided under this Privacy Policy. Where any third-party service provider is unable to satisfy our requirements, we will require them to notify us immediately and we will take reasonable steps to prevent or stop non-compliant processing.

3.4.

We do not share any Personal Information with third parties for research and analysis or profiling.

3.5.

If you use any third-party software in connection with our products or services, for example any third-party software that our Platform integrates with, you might give the third-party software provider access to your account and information. Policies and procedures of third-party software providers are not controlled by us, and this Privacy Policy shall not cover how your Personal Information is collected or used by third-party software providers. We encourage you to review the privacy policies of third-party software providers before you use the third-party software.

3.6.

Our Platform may contain links to third-party websites over which we have no control. If you follow a link to any of these websites or submit information to them, your Personal Information will be governed by their policies. We encourage you to review the privacy policies of third-party websites before you submit your information to them.

3.7.

We may share your Personal Information with government and law enforcement officials to comply with applicable laws or regulations, for example when we respond to claims, legal processes, law enforcement, or national security requests.

3.8.

If we are acquired by a third party as a result of a merger, acquisition, or business transfer, your personal information may be disclosed and/or transferred to a third party in connection with such transaction. We will notify you if such transaction takes place and inform you of any choices you may have regarding your Personal Information.

3.9.

귀하가 AAX 계정에 입금하기 위해 당사 파트너(규제된 지불 서비스 제공자)를 사용하여 법정 통화(지급 처리 서비스)로 입금 또는 출금하기로 선택한 경우,당사는 파트너가 귀하의 지불 거래를 처리하기 위해 필요한 KYC 절차를 수행할 수 있도록 귀하의 개인 정보를 공유해야 할 수 있습니다.귀하의 동의는 귀하의 개인 정보를 제3자 결제 서비스 제공업체와 공유하는 법적 근거입니다.당사는 귀하의 동의에 의존하여 (i) 계정 데이터를 사용 및 공유하고 지불 처리 서비스를 통해서 귀하의 지불 거래를 처리하겠습니다;(ii) 지불 거래와 관련된 지침에 대한 금융 데이터 및 거래 데이터.이 개인 정보 보호 정책의 끝 부분에 있는 정보를 사용하여 당사에 연락하여 언제든지 동의를 철회할 수 있습니다. 단, 동의 철회 시 AAX 플랫폼에서 결제 처리 서비스를 이용하실 수 없습니다.

4.How we store and secure information we collect

4.1.

We store all information provided by you on third party cloud servers.

4.2.

We have adopted the following measures to protect the security and integrity of your Personal Information: (a) information is encrypted using TLS/SSL technology; (b) your account is password-protected, with the requirement(s) that passwords must be at least 8 characters long, with a combination of letters and numbers; (c) access to your Personal Information is restricted to personnel or service providers on a strictly need-to-know basis, who will only process your Personal Information on our instructions and who are subject to a duty of confidentiality; and (d) our information collection, storage, and processing practices are reviewed regularly.

4.3.

We have put in place procedures to deal with any suspected privacy breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

4.4.

While we implement safeguards designed to protect your Personal Information, please note that no transmission of information on the Internet is completely secure. We cannot guarantee that your information, during transmission through the Internet or while stored on our systems or processed by us, is absolutely safe and secure.

4.5.

We only retain Personal Information for so long as it is reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. Your Personal Information as defined in Clause 1.1 will be stored for six (6) years after termination of your AAX Account to meet legal obligations i.e. AML/KYC record keeping requirement in the Republic of Seychelles.

5.How we transfer information internationally

5.1.

We collect your Personal Information globally and primarily store that Personal Information on third party cloud servers. We transfer, process, and store your Personal Information outside your country of residence where we or our third-party service providers operate for the purpose of providing our products and services to you.

5.2.

Some of the countries in which our companies or third-party service providers are located may not have the privacy and data protection laws that are equivalent to those in your country of residence. When we share your Personal Information with these companies or third-party service providers, we make use of contractual clauses, corporate rules, and other appropriate mechanisms to safeguard the transfer of your Personal Information.

6.Your rights

6.1.

You have the right to:(a) be informed of what we do with your Personal Information; (b) request a copy of Personal Information we hold about you;(c) require us to correct any inaccuracy or error in any Personal Information we hold about you;(d) request erasure of your personal information (note, however, that we may not always be able to comply with your request of erasure for record keeping purposes, to complete transactions, or to comply with our legal obligations);(e) object to or restrict the processing by us of your personal information (including for marketing purposes);(f) request to receive some of your personal information in a structured, commonly used, and machine readable format, and request that we transfer such information to another party; and (g) withdraw your consent at any time where we are relying on consent to process your personal information (although this will not affect the lawfulness of any processing carried out before you withdraw your consent).

6.2.

Our Platform enables you to update certain information about yourself, for example you may change your business or personal information by contacting customer service.

6.3.

You may opt out of receiving marketing materials from us by contacting us. Please note, however, that even if you opt out from receiving marketing materials from us, you will continue to receive notifications or information from us that are necessary for the use of our products or services.

6.4.

As a security measure, we may need specific information from you to help us confirm your identity when processing your privacy requests or when you exercise your rights.

6.5.

Any request under paragraph 6.1 will normally be addressed free of charge. However, we may charge a reasonable administration fee if your request is clearly unfounded, repetitive, or excessive.

6.6.

We will respond to all legitimate requests approximately within one (1) week. Occasionally, it may take us longer than one (1) week if your request is particularly complex or if you have made a number of requests.

7.Changes to this policy

We reserve the right to amend this Privacy Policy from time to time by posting the updated Privacy Policy on our Platform. By continuing to use our Platform after the changes come into effect, you agree to be bound by the revised policy.

8.Policy towards children

Our products and services are not directed to individuals under 18. We do not knowingly collect personal information from individuals under 18. If we become aware that an individual under 18 has provided us with personal information, we will take steps to delete such information. Contact us if you believe that we have mistakenly or unintentionally collected information from an individual under 18.

9.Rights applicable to European Union Users

Data TransfersIf you are visiting from the European Union ('EU') that may differ from privacy laws under other jurisdictions, please note that you may be transferring your Personal Information to us for storage and processing in other countries around the world for the purposes described under this Privacy Policy. We take great care in protecting your Personal Information and have put in place adequate mechanisms to protect it when it is transferred internationally.

Legal basis for using your Personal InformationIf you are a visitor from the European Economic Area, our legal basis for collecting and using the Personal Information described above will depend on the Personal Information concerned and the specific context in which we collect it. For the European Economic Area, there are different legal bases that we rely on to use your Personal Information, namely:

Performance of a contract

Consent

Legitimate interests

Legal Requirement

Legal Basis Table

Processing purpose	Type of data processed	Legal basis
To register you as a user on our Platform	Account Data	To perform our contract with you
To enable you to use our products and services	Account Data, Transaction Data, Support Data, Technical Data [and User Content]	To perform our contract with you
To process your payments	Account Data, Transaction Data, Financial Data	To perform our contract with you
To administer and maintain safety and security of our Platform	Technical Data	To perform our contract with you
To study usage of our products or services	Transaction Data, Support Data, Technical Data, Usage Data	Legitimate interest to improve our Platform, products, and services
To gather feedback on our products, services, or features	Account Data	Legitimate interest to improve our Platform, products, and services
To report suspicious transactions or illicit transactions or protect users from fraud or prevent financial crime	Account Data, Transaction Data	Legal Requirement to meet our legal obligations

Rights under EU law

If your Personal Information is subject to the protections offered by EU law, you may:

Access, correct, update or request deletion of your Personal Information, at any time by contacting us using the contact details provided under the 'Contacting Us' section below (in accordance with applicable data protection laws); We may charge a reasonable fee for any manifestly unfounded, excessive or repetitive requests; Object to processing of your Personal Information, ask us to restrict processing of your Personal Information or request portability of your Personal Information for the legitimate interests that we have set out above. In certain circumstances we may not be able to stop using your personal information but, if that is the case, we will let you know and tell you why; Withdraw your consent at any time if we have collected and process your Personal Information with your consent; Opt-out of any marketing communications that we (or any third party to whom we have disclosed your personal information with your consent) may send you; Complain to a data protection authority about our collection and use of your Personal Information. For more information, please contact your local data protection authority.

Please note that if you are not subject to EU law, these rights do not apply to you.

Contact usAAX Limited is the Data Controller in relation to our Platform and is responsible for your personal data. You may contact us at: support@aax.com if you have any concerns about this policy and your personal information or if you would like to file a data request.